term insurance

life insurance


powered by Oncor Insurance Services, LLC

Our Purpose

Because there are so many insurance companies, it's difficult for consumers to know which companies offer top value. That's why our company was established. We continually survey the insurance industry to determine which companies offer competitive premiums. To assure quality, we only represent well-established and highly rated insurance companies. The result is quality protection for your family - top dollar value for you.

Our Process

There's a reason we're one of America's leading Term Life Agencies. We're committed to making it as easy and convenient as possible for you to protect your family. To save time, you may apply over the phone or through the mail. For your privacy and convenience, no salespeople will ever come to your door. Quality customer service is only a toll-free call away. Please call us - there's no cost or obligation, and it's pressure free. Time savings, value and convenience - that's what Oncor is all about!

Our Principles 

We state our principles so you'll know what you can expect from us, but perhaps more important, what we expect of ourselves. Please call us - you'll find us to be friendly and helpful. We'll even pay for your call, for whatever reason.

  • We believe that what is best for our customer, is best for us.
  • By working harder and operating more efficiently, we provide service and value to our customers.
  • We take pride in our purpose of providing family protection at a competitive price. We won't sacrifice quality. We were founded to provide quality and value.
  • There is a free look period of 10, 20 or 30 days depending on the state where your policy is issued. If you are not satisfied for any reason, you can return your policy and receive a full refund of premiums paid.

Our Family

FamilyDirect.com is part of the Oncor Insurance Services, LLC family which includes SmartTerm.com and MortgageProtection.com.  To find out more, please visit us on LinkedIn.